Luiz Guanais
analyst
Luiz Guanais is an analyst at BTG Pactual who monitors the retail sector's credit practices, noting that major clothing retailers are tightening their credit offerings in response to rising delinquency rates and economic pressures.
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Brazil:
Luiz Guanais is an analyst at BTG Pactual who notes the cautious approach of retailers in granting consumer credit.
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